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Hi there… planning an international vacation?
Travelling domestically around Australia is certainly not without its charms, but there is a whole lot of world out there to discover. Each year, millions of international trips are recorded at the Australian borders, and whether it’s a honeymoon in the Philippines, an adventure sports holiday in New Zealand, or a family road trip around the USA that’s in the pipeline, one of the top concerns for overseas travellers is to lock down the correct travel insurance for their trip.
The difference between domestic insurance and international insurance is that the latter is designed to provide overseas travel cover, so that wherever you are in the world, you can rely on the fact that you have the appropriate policy in place.
It is important for Australian travellers to be aware that Medicare does not take care of medical treatment they might need abroad. Additionally, countries that have a Reciprocal Health Care Agreement with Australia may offer reimbursement for certain treatment or provide some treatment free of charge, but this is by no means comprehensive cover. Without international travel insurance, if you fall ill or have an accident, you could easily end up with hefty medical bills that take years to pay back. Some situations, such as an accident that requires evacuation or repatriation, could result in you owing thousands of dollars in medical bills.
The appropriate overseas travel insurance will ensure that you are covered against a range of unfortunate eventualities, and you can rest assured that you and your loved ones won’t end up severely out of pocket.
As well as taking care of your health, travel insurance can offer reimbursement in the event you have to cancel your trip or your airline goes bust. Additionally, you can choose to cover yourself against loss of luggage, theft of personal belongings and a range of other disasters, to ensure you do not lose out financially.
Use our free and independent comparison service at TravelInsuranceExpert.com.au to find the best international travel insurance deals for your needs. Simply enter the details of your trip – pay careful attention to the part of the world you need cover for – and we will check through our insurers to locate the best plans for you. It really couldn’t be easier to find and compare international travel insurance quotes.
We recommend you read the policy wording carefully to check you are happy with the excess and familiarise yourself with what is covered, paying special attention to the types of activities included. Once you have made your choice, simply pay securely online and your insurer will send you your documents directly. It’s as simple as that!